Helping Canadians with Personal Finance Since 2006
Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!
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Most Recent Articles
Alterna Bank Review
What is Alterna Bank? Alterna Bank is a wholly-owned subsidiary of the credit union Alterna Savings, based in Ontario. Alterna Bank has brick-and-mortar locations within…
Cheap International Money Transfer (Cheaper than Wise*)
The cost of transferring money internationally to a bank account abroad – or just exchanging one currency for another – is likely to be higher…
EQ Bank Review 2024
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1.75%* (Plus 1.75% if you direct deposit your…
Why I Don’t Invest in Chinese Stocks
Technically, l I guess that I can’t say that I don’t invest in Chinese stocks at all, since I advocate for using Canadian all-in-one ETFs,…
Best Tech Stocks in Canada For 2025
While Canadian technology stocks have seen impressive growth over the last decade – particularly during the pandemic—they remain a relatively small slice of the Toronto…
Tax-Loss Harvesting in Canada
Tax-loss harvesting helps Canadians minimize the taxes that they pay on investment gains made outside of their RRSP and TFSA. What Canadian doesn’t want to…
Best 2024 Broker Promo - Up to $2,100 Sign Up Bonus!
Get $100 free + $2,000 in cash back when you fund a new Qtrade account!
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Must deposit/transfer at least $1,000 in assets by December 31, 2024. Applies to new clients who open a new Qtrade account by November 30, 2024. Qtrade promo 2024: CLICK FOR more details
About Us
Thanks for Stopping By...
If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.
"I've completed my million dollar journey...
Want some help with yours?”
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Highest Rated Product Reviews
Qtrade Review 2024 – Canada’s Best Broker
What Is Qtrade Direct Investing? Is it Legit? Qtrade Direct Investing is…
Questrade Review 2024
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2024
What is Wealthsimple? Wealthsimple was founded back in 2014 by Michael Katchen,…
EQ Bank Review 2024
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Dividend Stocks Rock Review 2024
Investing on your own is not an easy task. From mutual funds…
Neo Financial Mastercard Review 2024
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big…
PolicyMe Review (Term & Critical Illness Insurance Online)
Solid term life insurance and critical illness insurance are essential parts of…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.
CIBC IE is one of the worst options out there. stay away. The couple dollars you may save is outweighed…
December 4, 2024 on post CIBC Investor’s Edge Broker Review 2024Scotia has 104 ETFs that can be bought and sold with no commission.
November 28, 2024 on post Best Canadian Online Brokers – December 2024I think Fran is referring to the dividend yield. It’s noted in the far right hand column of your charts…
November 25, 2024 on post Best All-in-One ETFs in Canada 2024In your exemple, you would make 3959$ in tax return on the interest paid + 3366$ net dividend = 7325$.…
November 23, 2024 on post Ultimate Smith Manoeuvre Guide For CanadiansPSA: You can own Microstrategy (MSTR) in a registered account such as a TFSA, etc. It has outperformed both Bitcoin…
November 19, 2024 on post bitcoin in Canada 2024: Should I Buy bitcoin?Do you have any thoughts on using preferred shares for income?
November 7, 2024 on post How to Build a Dividend Growth Portfolio
Final notes for your journey
Get free instant access to our #1 article each week!
We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew
Amit
Can’t click on any of the buttons that allow to download the free ebook. I have tried Google Chrome, and…
December 15, 2024 on post Snag Your Free Canadian Expat eBook